Who does something for the age, should start as early as possible with the pension and insurance products carefully check Berlin – who wants to provide for old age, stands in front of a huge offer. Occupational pensions, Riester – and Rurup pensions as well as life and pension insurance have become a profitable business, from which each insurer, any bank would like to get something. The comparison portal for financial and insurance Banktip.de advises: when old-age provision, consumer remember five simple rules. Rather today than tomorrow provide the sooner you put back money for the age, the greater the savings are later. Who does nothing, reduced his chances of a good retirement. But prevention is better at any age than to do nothing at all. In the benefit are those who start at a young age with the retirement: they reach a good supplementary pension over the long term with small amounts.
Priorities that retirement is one of the most important protections. Of course you should the here and now off first, then secure the future. However, many citizens are over-insured or too expensive insurance, or both. All insurance, you should check whether you really need them. The editors of Bank tip helps in the current Advisor when choosing the right insurance. At the remaining insurance worth a regular comparison. Many euros can be save – and pay for retirement with a favorable contract. Retirement should blow up not the own budget can never be put aside enough for the age.
And yet you can put too much back. Who will pay 13 percent interest because he leads his account permanently into the credit, needs to invest no money to 2 percent in fixed-term deposits. In such cases, you should balance the current account and borrow only, if it is really necessary. Therefore advises Banktip.de: you should put back only the amount of the pension which you can spare. Just as savers avoid unnecessary interest charges, because the Budget money is running out. Avoid risks in retirement it comes that money there is, when you need it one day. The pension should be securely attached. Savers with the money that remains when one has prepared well for the age can play. Cost benefits In contrast to the day money account contributions to the retirement savings of the tax can be removed. Who provides for the age, should benefit from such costs. Banktip.de recommends: in the selection of old-age provision products you should always asking for the charges. Basically, each investment can serve as a pension. But if savers heed the above five golden rules for retirement savings, remain essentially only those products that are summarized in the current online guide by Banktip.de:..